The Liability Program provides protection to respond to claims and lawsuits against the participating institutions. The protection has no deductible and in addition to covering the cost of a settlement or judgment, includes coverage for the expenses associated with investigating and defending the claims or litigation. These expenses may include legal fees, expert consulting and testimony, engineering, the cost of medical experts, and other expenses related to the claim.
The basic Liability Program includes the following protection:
- Errors and Omissions Liability
- School Board Liability
- Employment Practices Liability
- Volunteer Attorney Errors and Omissions Liability
- Directors and Officers Liability
- Sexual Misconduct Liability
- Computer-Related Liability
- Nursing Home Professional Liability