The Property Program provides broad, all-risk protection for a location’s buildings and contents, as well as Business Interruption coverage. This protection is provided under a manuscript policy with a series of excess policies above it. In addition to traditional types of loss, this coverage also includes Flood and Earthquake protection.

The manuscript policy affords a number of advantages, including higher sub-limits than are normally found in a traditional property policy. One such example would be Construction Protection (Code Upgrade) coverage with sub-limits of $10 million.

Coverage is provided on a full replacement cost basis with no per-location limit.

The lines of Property coverage available to our participants include:

  • All Risk Property coverage
  • Builders Risk
  • Business Interruption
  • Boiler and Machinery
  • Scheduled Property
  • Electronic Data Processing coverage